How the Credit Card Processing Environment Works
If you are considering getting credit card processing set up for your business, whether online or at a brick-and-mortar store, understanding how credit card processing works could help…
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Is Your Business at Risk with Magnetic Stripe Cards in Decline?
The percentage of EMV enabled payment cards is steadily on the rise, replacing traditional magnetic stripe payment cards. As a merchant, you should be…
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Visa Introduces Wearable Payment Rings for 2016 Rio Olympics
Visa, the exclusive payment provider of the Rio 2016 Olympic and Paralympic Games, is putting payment rings on the hands of all Team Visa…
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Credit Card Transactions and Batch Processing
When a consumer uses a credit card to make a purchase, the issuing bank receives information about the transaction. The issuer then either approves…
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Questions You Should Ask Before Choosing a Merchant Account Provider
Choosing the right merchant account provider for your business can be a tough decision. Each provider has a unique set of solutions, contracts and…
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Understanding Consumers’ Shopping Behavior Online
PYMNTS.COM sought to provide in-depth understanding about the way consumers decide where, when and how they shop online. The research panel consisted of more…
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Transforming EU Compliance Regulations into a Competitive Advantage
Nadja van der Veer is a Dutch Lawyer with 10 years of experience in the international Payments industry. She is a legal expert in the…
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How Can You Protect Your Business from Credit Card Fraud in 2016?
Business owners should start by learning more about credit card fraud and how it occurs. Stealing a credit card is a very serious form of…
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Security Remains Consumers’ Key Concern in Mobile Payments
Smartphone usage continues to increase across the world. Global smartphone shipments grew 12 percent annually from 1.28 billion in 2014, to a record 1.44 billion in…
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Feared and Promising; Blockchain is Challenging the Payments Ecosystem
What is Blockchain? Blockchain is a global distributed ledger which facilitates the movement of digital value across the world within seconds, without the support…
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How to Reduce Your Risk of Data Breach in 2016
The risks associated with data breach incidents are high for organizations of any kind and any size. But for small businesses, the impact can…
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The Chip-and-PIN vs. Chip-and-Signature Debate
The U.S. remains in the very early stages of the EMV® (short for Europay, MasterCard® and Visa®) payment migration as microchips are being included…
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What Is the EMV Liability Shift?
Major U.S. financial institutions, such as banks and credit union, have been issuing EMV chip cards to their customers since 2014. EMV cards are…
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Payment Processing Methods to Simplify Your Workflow
Putting technology to work for your organization is one of the best ways to increase its productivity and efficiency. For example, the latest payment…
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Credit Card Processing with a Merchant Account for Your Small Business
As a new business owner you may want to start out only accepting cash payments, assuming that accepting credit cards would be too much…
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Biometric Payments; 2016 Buzzword or the next Holy Grail?
According to a recent LexisNexis True Cost of Fraud study, merchants lost 1.32% of their revenue to fraud in 2015, compared to 0.68% in…
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Credit Card Processing for Your Small Business: 3 Easy Steps
Ever since the first credit card was introduced in 1950, the convenience of having a payment alternative to cash has grown in popularity. Through…
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Small Businesses Slow in Converting to EMV Card Readers
A new survey from The Strawhecker Group (TSG) reveals businesses are proceeding slower than expected in their adoption of EMV technology. The U.S. is one…
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